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To understand how this happened, you need to understand the way much of the Web's private traffic stays private.Whenever you're sending sensitive information online—say, your credit card number to Amazon or a message over Gmail—the content is encrypted before being sent and then decrypted by the Web site you sent it to.
These certificate authorities are supposed to conduct due diligence in ensuring that only the real Web site gets their stamps of approval. At the beginning of Web history, there were only a handful of companies, like Verisign, Equifax, and Thawte, that made near-monopoly profits from being the only providers trusted by Internet Explorer or Netscape Navigator.
But over time, browsers have trusted more and more organizations to verify Web sites.
Safari and Firefox now trust more than 60 separate certificate authorities by default.
Microsoft's software trusts more than 100 private and government institutions.
Both your bank and you would believe you were talking directly to each other with no one else listening.