Somehow it dawned on me that you were unlikely to create success by borrowing money for big ticket items.I, like everyone else, still wanted this 'stuff' so I decided to set up a savings account and wait until I had enough to pay cash for those items. Once you have the cash you can promptly fly to Macau, bet it on black and turn it into million!

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Now I was single at the time but I can remember putting $50 in my pocket at the beginning of each week and I'd cover all of my personal expenses, eating out, dating, haircuts, food, etc. If I ran out early in the week (which happened in the beginning), I just quit spending. Mutual funds and individual stocks were laden with high commissions.

My wife likes to tell the story of our first date when I invited her to come over and grill steaks with my roommate and a group of friends. Certificates of Deposit typically had a $100,000 minimum. About all you had was an old-timey savings account or cash value life insurance, so I focused initially on savings accounts and began studying about investments.

This book is about achieving success and that means creating true financial freedom for yourself.

To accomplish this, you'll have to do things differently than almost everybody you know.

In other words, there are roughly 11 million millionaires in America.

This count is at a record high thanks to a bull market in stocks, bonds, and real estate.

Welch, III, CFP®, AEP, is the founder of THE WELCH GROUP, LLC and WELCH INVESTMENTS, LLC, which specialize in providing fee-only investment management and financial advice to families throughout the United States.

Or, you can lose it all and spend the rest of your remaining years wondering what were you thinking.

About six months after I graduated from college, I had a bit of an epiphany.

I decided I wanted to become a millionaire before the age of forty.

Since 2009 I’ve received dozens of e-mails from readers saying they’ve busted through the

This count is at a record high thanks to a bull market in stocks, bonds, and real estate.Welch, III, CFP®, AEP, is the founder of THE WELCH GROUP, LLC and WELCH INVESTMENTS, LLC, which specialize in providing fee-only investment management and financial advice to families throughout the United States. Or, you can lose it all and spend the rest of your remaining years wondering what were you thinking.About six months after I graduated from college, I had a bit of an epiphany.I decided I wanted to become a millionaire before the age of forty.Since 2009 I’ve received dozens of e-mails from readers saying they’ve busted through the $1 million net worth figure thanks to aggressive saving and investing.

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This count is at a record high thanks to a bull market in stocks, bonds, and real estate.

Welch, III, CFP®, AEP, is the founder of THE WELCH GROUP, LLC and WELCH INVESTMENTS, LLC, which specialize in providing fee-only investment management and financial advice to families throughout the United States.

Or, you can lose it all and spend the rest of your remaining years wondering what were you thinking.

About six months after I graduated from college, I had a bit of an epiphany.

I decided I wanted to become a millionaire before the age of forty.

Since 2009 I’ve received dozens of e-mails from readers saying they’ve busted through the $1 million net worth figure thanks to aggressive saving and investing.

||

This count is at a record high thanks to a bull market in stocks, bonds, and real estate.

Welch, III, CFP®, AEP, is the founder of THE WELCH GROUP, LLC and WELCH INVESTMENTS, LLC, which specialize in providing fee-only investment management and financial advice to families throughout the United States.

Or, you can lose it all and spend the rest of your remaining years wondering what were you thinking.

About six months after I graduated from college, I had a bit of an epiphany.

million net worth figure thanks to aggressive saving and investing.